Local Payments

A local bank to serve the world.

Local Payments

Reputation matters, and nothing enhances your reputation in business more than paying on time. We know that, so we are providing you direct access to SEPA and TARGET2.

No middlemen, no excuses, no delays.

Execute payments either using our online banking portal or connect to us via our Banking-as-s-Service (BaaS) solution.

International Payments

Interested in overseas payments outside of Europe?
EMBank can facilitate international payments via the TARGET2 and SWIFT networks.
All international payment networks of EMBank can be consumed via our embedded finance single API offering.

EMBank Payments Solution

We know technology gives unprecedented opportunities and we strive to develop payment systems that can easily facilitate your international and local payments.

Make and receive payments with our segregated accounts solution. Your safeguarding account will protect your clients’ funds, while your payment account will allow you to easily perform outgoing payments.

Payment Systems


SWIFT (Society for Worldwide Interbank Financial Telecommunications) is a cooperative dedicated to providing safe and secure financial transactions internationally. EMBank is a SWIFT member.


TARGET2 (Trans-European Automated Real-time Gross settlement Express Transfer) is the real-time gross settlement (RTGS) system owned and operated by the Eurosystem. It features fast payments to the Eurozone and non-Eurozone countries. EMBank is a TARGET2 member.


The Single Euro Payments Area (SEPA) is a payment-integration initiative of the European Union for simplification of bank transfers denominated in Euro. EMBank is a SEPA member.