“We are experienced bankers by mind, entrepreneurs by heart.”

Sarp Demiray, CEO

Our Products and Services for Fintechs

Embedded Finance

EMBank’s embedded financial services allow you to connect to us via our API and consume all our banking and payment services seamlessly.

Banking as a Service

Banking-as-a-Service (BaaS) is an end-to-end solution that allows your business to consume our banking and payment services seamlessly through our API.


EMBank offers a wide range of accounts and streamlines procedures for businesses and financial institutions to swiftly meet their business needs and regulatory requirements.

Beside traditional business accounts, we also provide safeguarding and segregated accounts that are tailor-made for financial institutions to fullfill regulatory requirements as well as financial reporting obligations.


EMBank offers both local and international payment options, as well as foreign exchange (FX) services and alternative payment methods (APMs).

We make EUR payments throughout the world with our TARGET2 membership and network. In addition to SWIFT, TARGET2, and SEPA, we also have access to regional payment networks.

Open Banking and Embedded Finance APIs

EMBank offers an API-driven platform that unlocks banking services for your business.

Our platform features account opening, payment initiation, and account information service options.

Apply now!

Please provide the required information and we will contact you within 1 working day.

If you want to learn more about our products and solutions tailored for fintechs

Memberships and partners

Memberships and Partners