A digital bank with a human touch

As a dynamic bank licensed by the European Central Bank, EMBank offers a variety of traditional banking services as well as financial technology solutions. All in the spirit of best banking practices and the latest European regulatory guidelines.

Our goal is to combine deep banking expertise with digital era opportunities and the ultimate face-to-face assurance to empower you and enable your growth.

We take pride in our courage to play the role of an enabler, focusing especially on the unbanked and underbanked businesses and consumers.

Embedded Finance

If you are looking for the opportunity to integrate banking services directly into your products or services, then EMBank’s embedded financial solution is just what you have been looking for.

EMBank’s embedded financial services allows you to connect to us via our API and consume all our banking and payment services seamlessly.



Banking-as-a-Service (BaaS) is an end-to-end solution where your business can consume our banking and payment services seamlessly through our API.

We are continually enhancing our offering, and strive to be in the forefront when it comes to Embedded Finance solutions.

Bank Accounts


EMBank offers diverse bank account options. Our Segregated account and Safeguarding account offerings are both tailor-made for financial institutions.

In addition, we also have traditional Business and Payment accounts to fulfil regulatory requirements as well as financial reporting obligations.



EMBank offers both local and international payment options, as well as foreign exchange (FX) services and alternative payment methods (APMs).

In addition to SWIFT, TARGET2, and SEPA, we also have access to regional payment networks.

We are constantly growing our corresponding banking and payment network.



EMBank offers a whole range of lending products, from working capital loans to over draft facilities.

We also offer investment loans as well as engaging in money market lending. We also provide long-term loans targeting EU businesses.

If need be, we are happy to engage in providing a tailor made lending product to bring your business to the next level.

Open Banking and Embedded Finance APIs

EMBank offers an API-driven platform that will unlock banking services for your business.

Our platform features account opening, payment initiation, and account information service options.

The key to our costumer centric approach is our embedded finance solution which enables you and your clients to consume our banking and payment services seamlessly.

Why EMBank?

We aim to provide the technical expertise and business insight needed to empower our clients. Our embedded financial services offering is an all-in-one package consisting of a European banking license, a single API integration, and the know-how to provide a true Banking-as-a-Service (BaaS) solution.

We pride ourselves on high professional standards, transparent practices, and commitment to our partners. We are entrepreneurs by heart and experienced bankers in mind. We will work together with your business to help secure its rapid growth and long-term success.

Trust and Integrity

Honesty and integrity are key ingredients in developing a long term relationship with our clients. Being transparent and forthcoming are at the heart of everything we do.

Passion for Quality

Quality matters, but being passionate about quality matters even more. Our dedication and open minded approach inspires new ideas, resulting in cutting edge solutions in partnership with our clients.

Attention to Detail

The difference between something good and something great, is the attention to detail. At EMBank we are always working client-centric, making sure the expected end result is achieved .

Vision, Mission, Values

Vision –Banking for growth;
Mission – Enabling the unbanked and underbanked;
Values - Transparency, Innovation, Cooperation, and Trust.

Get in Touch

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