About Us

We are more than just a bank.

We are a team of experienced professionals united by partnership, guided by trust and integrity, driven by smart thinking, and empowered by proactive agility.

At EMBank, we don’t just provide financial services — we build lasting relationships and create value through expertise, collaboration, and forward-thinking solutions.

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ECB-Licensed Bank

European Merchant Bank (EMBank) is licensed by the European Central Bank, focusing on empowering businesses and driving financial innovation.

Banking as a Partnership

We see banking as a partnership built on trust, understanding, and shared vision.

Serving SMEs and Fintechs

We provide specialised banking for SMEs in Lithuania and fintechs worldwide.

Headquartered in Vilnius, Lithuania

We are established in Lithuania, Europe’s fast-emerging fintech hub.

Flexible, Innovative Solutions

We take pride in providing forward-thinking financial solutions that adapt to the evolving market.

Chairman’s Letter

EKMEL ÇİLİNGİR

“In 2018, we embarked on a journey as the European Merchant Bank (EMBank) to bring together the enthusiasm and the fast-paced of the digital era and the vast accumulation of experience and business acumen of the banking industry.

Our focus was, and has ever been ‘banking for growth’; which translates into business insights, products and technology to empower our clients. We pride ourselves on high professional standards, transparent practices, resilience to find solutions and long-term commitment to all our partners.

We believe in being proactive and agile with the solutions we provide and being smart about harnessing technology and insights to serve our clients’ needs. And more importantly, we believe in partnering with our clients towards their success, and in relations built on trust and integrity.

At EMBank, we combine our passion for entrepreneurship with our experience in banking. We are entrepreneurs at heart and experienced bankers in mind. We will work together with your business to help secure its rapid growth and long-term success.”

Our Philosophy

Partnership

We are not just a bank, but a partner for our clients, ensuring that every financial solution works towards their success.

Trust and Integrity

We believe in the future of business, which is based on transparency and trust and the integrity of banking activities.

Smartness

We harness technology and insights to provide sophisticated banking solutions, always reflecting on our clients’ evolving needs.

Proactive Agility

We embrace change with foresight and flexibility, proactively adapt to the evolving financial landscape.

Careers

Working at EMBank is not about having the longest experience: You simply need to be determined to become the best at what you do.

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News

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Corporate Governance

Find out about EMBank’s history, structure, and remuneration policy.

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Reports

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Media

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Our Management

We boast a management team with decades of experience in finance and technology. This enables us to provide cutting-edge digital banking services that are grounded in regulatory expertise.