About Us

Learn more about our story and meet the team.

Our Story

Banking for growth means having the technology and business insight to empower our clients. We see our offering as a total package consisting of a European banking license, a single API-based software, and the know-how to provide a true embedded finance offering.

We pride ourselves on high professional standards, transparent practices, and long term commitment to all our partners. We are entrepreneurs by heart and experienced bankers in mind. We will work together with your business to help secure its rapid growth and long-term success.

Our Management

We boast a management team with decades of experience in finance and technology. This enables us to provide cutting-edge digital banking services that are grounded in regulatory expertise.

Supervisory Board

Ekmel Cilingir


Dr. Vygintas Bubnys

Independent Member

Simona Grinevičienė

Independent Member

Hakan Türkmen

Independent Member

Executive Team

Sarp Demiray


Semin Dulek

Deputy CEO

Justinas Dedela

Deputy CEO

Eugenijus Preikša


Guven Aytas

Head of Global Sales

Management Team

Ezgi Karaca

Head of Financial Institutions

Önder Özcan


Gaye Akar

Head of Human Resources

Mehmet Kaya

Head of AML & MLRO

Meltem Aşçıoğlu


Engin Karagulmez


Ozan Alparslan

Head of Internal Audit

Canes Tuzkaya Gumrukcu

Head of Client Management

Mehmet Akdaş


Ozge Gurluk

Head of Operations

İzzet Yalınbaş


Yakup Aytekin


Our Founder

Dr. Ozan Ozerk

Founder of EMBank

Corporate Governance

Find out more about EMBank’s history, structure, and Remuneration Policy.


Working at EMBank is not about having the longest experience or the greatest CV. You simply need to be determined to become the best at what you do.

We are not only looking for old-school bankers but also looking for the next generation of fintech artists.


Access to our press releases and announcements.

Our Philosophy

Trust and Integrity

Honesty and integrity are key ingredients in developing a long term relationship with our clients. Being transparent and forthcoming are at the heart of everything we do.

Passion for Quality

Quality matters, but being passionate about quality matters even more. Our dedication and open minded approach inspires new ideas, resulting in cutting edge solutions in partnership with our clients.

Attention to Detail

The difference between something good and something great, is the attention to detail. At EMBank we are always working client-centric, making sure the expected end result is achieved .

Vision, Mission, Values

Vision –Banking for growth;
Mission – Enabling the unbanked and underbanked;
Values – Transparency, Innovation, Cooperation, and Trust.