1.5%
annual interest on your business account
Accounts
- 12 months without any fees
- 1.5% annual interest paid for account balances above 10‘000 EUR.
1.5%
annual interest on your business account
Business Accounts at EMBank
EMBank business account is designed for the daily financial needs of your businesses to facilitate funds and payment management.
Enjoy the perks of our high-interest rates by subscribing savings agreement to your current account product.
Advantages:
- Fast account opening usually in 2 business days.
- Current account service combined with savings account advantages.
Conditions
- Free account maintenance for 12 months.
- Free payments for 12 months.
- 1.5% annual interest* paid for account balances above 10‘000 EUR. Interest are paid on daily basis. In order interests would be enabled, additional agreement must be signed.
- Offer is valid for only non-financial institutions based in Lithuania.
Deposit facility rate is published: https://www.ecb.europa.eu/stats/policy_and_exchange_rates/key_ecb_interest_rates/html/index.en.html
Please visit Fees and Commissions page to see the applicable fees.
Who Is An Eligible Candidate for a Business Account?
To be eligible for a business account with most banks, you will need to be a registered business with the state in which you operate. Some banks may also require that you have been in business for a certain amount of time, have a minimum number of employees, or meet certain revenue requirements. Please enquire with us regarding your eligibility at EMBank.
How to Apply for a Business Account in the EU?
There are a few things you need in order to open a business account in the EU. You will need to have a business address in an EU country, a VAT number, and an EORI number. You will also need to provide proof of your business activity, such as a business license or articles of incorporation. Once you have this documentation, you can then apply for a business account with a bank in the EU.
Types of business bank accounts
There are three different types of business bank accounts: business checking accounts, business saving accounts, and cash management accounts.
Business checking accounts
A business checking account is a bank account that is intended for business use only. As such, this type of account typically has features and services designed to meet the needs of businesses, such as online bill pay and the ability to issue checks. Business checking accounts usually have higher monthly fees than personal checking accounts, but they may also offer higher interest rates.
Business savings accounts
A business savings account is a type of savings account that is designed specifically for businesses. Businesses can use these accounts to save money for a variety of purposes, such as expanding their business, buying new equipment, or dealing with unexpected expenses.
Cash management accounts
Cash management accounts are designed to help businesses streamline their finances and better manage their cash flow. These accounts offer a number of features and benefits that can be tailored to the specific needs of each business. With a cash management account, businesses can enjoy greater flexibility with their finances, better control over their cash flow, and access to a variety of tools and resources to help them manage their money.
Apply now!
Please provide the required information and we will contact you within 1 working day.
Frequently Asked Questions
What is a business account?
Business account is a banking solution designed for companies and self-employed professionals to manage business finances efficiently. It supports everyday transactions, payments, and access to business banking services.
What is an accumulative account?
How to open a business or accumulative account?
3) How to open a business or accumulative account?
You can open an account by:
*Completing an application form;
*Contacting us via email at [email protected].
All account openings are processed online.
If you want to learn more about or
apply for our business accounts
Other Accounts at
EMBank
We know that one size does not fit all, so we are working hard providing you various options to choose from. Let’s talk about how we can help you accelerate your business with the correct type of accounts.
Accumulative Accounts
Simple to open and allows you to instantly deploy authorised capital.
Term Deposit Accounts
Ideal account to store and manage your funds in a safe way.
Need Help ?
If you want to learn more
about accounts at EMBank