FEES FOR LOCAL CUSTOMERS

Taxes are applied to legal entities registered in the Register of Legal Entities of the Republic of Lithuania, which are not electronic money institutions, payment institutions or banks/credit unions, and to natural persons engaged in economic and commercial activities.

Home » Fees and Commisions

Credit Products

Service or transaction Fee, EUR
Administration fee for concluding Loan agreement From 0,5% of the amount of the Loan (min. 200 €)
Fee for increasing the amount of the Loan From 0,2 % of the total outstanding amount (min. 200 € )
Fee for extending of the maturity of the Loan From 0,5 % of the outstanding amount of the Loan (min. 200 €)
Fee for other amendments of the Loan agreement From 0,1 % of the outstanding amount of the Loan (min. 200 €)
Commitment fee From 1 % of the unused amount of the Loan
Fee for early repayment of the Loan 2 % of the outstanding amount of the Loan to be repaid (min. 200 €)
Issuance of the permission to pledge collateral by subsequent pledge 0,5% of the amount of the Loan (min. 300 €)
Other permissions and consents 50 €
Documents issued by Local customer request 50 €

 

Guarantees

10 Standard text Guarantee agreement From 0,5 % (min. 100 €)
11 Non-Standard text Guarantee agreement From 0,6 % (min. 150 €)
12 Change of Guarantee conditions 100 €
13 Verification of received Guarantee or modification of Guarantee terms by Local customer request 50 €
14 Notification on receipt of a Guarantee or change of its condition 50 €
15 To cancel a request to issue Guarantee 50 €
16 Administration of claim to pay according to the Guarantee issued 0,1% (min. 200 €)
17 Preparation of request or information on Guarantee upon Local customer’s request EUR 50 €
18 Document handling and courier service abroad EUR 120 €
19 Document handling and courier service in Lithuania EUR 60 €
20 Transfer of claim according to the Guarantee issued EUR 80 €

 

Account and Payment Services:

Money Transmission Fee, EUR
Between account holder accounts in EM Bank through internet banking 0.00 €
Sending money to another customer account in EM Bank through internet banking 0.30 €
SEPA transfer (in case of loan disbursement) 5.00 €
SEPA transfer outgoing through internet banking 0.40 €
SEPA transfer incoming through internet banking 0.00 €
International not SEPA Outgoing (EUR) SHA

8.00 €

(plus any correspondent bank charges)

International Incoming (EUR) SHA

20.00 €

(plus any correspondent bank charges)

Account Opening  
Onboarding fee 0.00 €
Verification of one UBO non-Lithuanian resident, but resident of EU 300.00 €
Verification of one UBO non-EU resident 500.00 €
Account Maintenance*  
Monthly account fee (per each account) 0.00 €
Monthly account fee for High and Very High-risk customers 50.00 €
Appointment of a new client representative 20.00 €
Registration of entity’s legal status and assigning a bankruptcy administrator to the account management 20.00 €
Bank Statements  
Account balance 15.00 €
For customer‘s auditors 30.00 €
Others Not less than 45.00 €
Copies of Documents  
Agreements and other documents 6.00 €
Fee for issuing documents within 3 business days by post 120.00 €
By post in Lithuania regular 6.00 €
By post in Lithuania registered 12.00 €
By registered post to foreign countries 24.00 €
Escrow Account  
Account opening and related to transaction documentation preparation From 0,15%
Not less than 1’000 EUR

* Fees apply even if no transactions were carried out through the account.