EMBank Investment Loans
As businesses grow, they often need to invest in fixed assets such as capital goods, vehicles, and real estate. With
an investment loan, we can help your business grow.
An investment loan is intended to finance significant business development projects, such as the installation or renovation of various production facilities or technologies, the acquisition or construction of immovable property, the purchase of construction machinery or vehicles, etc.
- Loan term up to 7 years
- Flexible repayment schedule
- Loan amount from 50.000 to 2.000.000 EUR
- Investment property
- Other fixed assets owned by the company
- INVEGA guarantee
In the case of an investment loan, Invega interest reimbursement is available. As of 1 January 2024, the maximum amount reimbursed is 40% of the interest amount, up to a maximum of 5% of the annual interest for a 3-year period.
Frequently Asked Questions
What information do I need to apply for an investment loan?
How is the investment loan used?
What are the advantages of an investment loan for a company?
What is the difference between an investment loan and a working capital loan?
An investment loan is used to finance the acquisition of fixed assets and business expansion.
What are the lending fees and commissions?
Usually there are interest rates calculated for using an overdraft.
You can find the fees and commissions which are applicable for EMBank lending products:
|Service or transaction
|Administration fee for concluding Loan agreement
|From 0,5% of the amount of the Loan (min. 200 €)
|Fee for increasing the amount of the Loan
|From 0,2 % of the total outstanding amount (min. 200 €)
|Fee for extending of the maturity of the Loan
|From 0,5 % of the outstanding amount of the Loan (min. 200 €)
|Fee for other amendments of the Loan agreement
|From 0,1 % of the outstanding amount of the Loan (min. 200 €)
|From 1 % of the unused amount of the Loan
|Fee for early repayment of the Loan
|2 % of the outstanding amount of the Loan to be repaid (min. 200 €)
|Issuance of the permission to pledge collateral by subsequent pledge
|0,5% of the amount of the Loan (min. 300 €)
|Other permissions and consents
|Documents issued by Local customer request
If you want to learn more about or
apply for our investment loans,
Other Lending Options at
We know that one size does not fit all, so we are working hard providing you various options to choose from. Let’s talk about how we can help you accelerate your business with the correct type of loan offering.
Working Capital Loans
Short-term loan to cater to your immediate working capital needs.
Dedicated to helping you meet your unexpected liquidity challenges.
No fixed terms, just flexibly whenever you need liquidity.
Renovate your business for increased efficacy with our leasing solutions.
Need a Different Loan?
If the loan options listed above don’t cater to your needs….