Investment Loans
Dream it. Loan it. Build it.
Investment Loans at EMBank
Is it time for you to move your business to the next level? We are ready to support you with your enterprise’s financial aspects. Our investment loan is perfect for fixed asset investments and helping your business grow with a capital injection. From building or renovating premises, buying land plots, and launching a new project to investing in technology, we have the right loan options for you.
Investment Loan Application
Having a reliable banking partner during challenging times is critical for any business. At EMBank we take pride in being a reliable banking partner. Our team is ready to learn more about your needs and to meet your expectations.
Our investment loan is perfect for fixed asset investments and helping your business grow with a capital injection. From building or renovating premises, buying land plots, and launching a new project to investing in technology, we have the right loan options for you.
* We, EMBank, will process your personal data indicated herein to register your application and contact you as per your preferences.
Frequently Asked Questions
What is an investment loan?
An investment loan is a loan offered to company for the purpose of investing in a property, venture, or another asset. This type of loan is typically made at a lower interest rate than the rate the company might get if they were to finance the investment on their own (e.g. through a personal loan).
How does an investment loan work?
Investment loans are typically repaid over a longer period of time, and the interest rate is typically lower compared to the rate on a credit card or other loan options. Thus, this loan can be used to finance the purchase of a wide variety of assets, including real estate, businesses, stocks, bonds, and other investments.
How do businesses benefit from investment loans?
Businesses gain many benefits from investment loans. One major benefit is that it can help businesses to expand their operations and increase their profits. Investment loans can also help businesses purchase new equipment, technology or machinery to enhance productivity and efficiency.
Additionally, investment loans can provide businesses with the capital they need to hire new employees or train existing employees. Finally, investment loans can help businesses to protect their cash flow and to manage their financial risks.
How much can I borrow with an investment loan?
The amount that a business can borrow with an investment loan varies depending on the lender and the type of loan. Please enquire with us regarding the current limits and regulations at EMBank.
What is the difference between an investment loan and a working capital loan?
There are two main types of business loans – investment loans and working capital loans. Both have their own distinct purposes and features.
Investment loans are typically used to finance the purchase of long-term assets, such as real estate or equipment. The repayment terms are usually longer than those of working capital loans, and the interest rates are often lower.
Working capital loans are used to finance the everyday operations of the business, such as inventory, payroll, rent and other short-term expenses. The repayment terms are usually shorter than those of investment loans, and the interest rates are often higher.
Who provides investment loans?
Typically, banks and other financial institutions provide investment loans. This option is usually the best for businesses that have a good credit score, business plan and a strong financial history.
If you want to learn more about or
apply for our investment loans,
Other Lending Options at
EMBank
We know that one size does not fit all, so we are working hard providing you various options to choose from. Let’s talk about how we can help you accelerate your business with the correct type of loan offering.
Working Capital Loans
Short-term loan to cater to your immediate working capital needs.
Credit Line
Dedicated to helping you meet your unexpected liquidity challenges.
Overdraft
No fixed terms, just flexibly whenever you need liquidity.
Leasing
Renovate your business for increased efficacy with our leasing solutions.
Need a Different Loan?
If the loan options listed above don’t cater to your needs….
