Term Deposit Accounts
Interest Rate: up to 3.30%
Term : From 3 months to 36 months
Who Can Apply?
• Registered businesses and legal entities.
• The company must have a registered business address.
• Suitable for businesses looking to earn interest on their surplus funds.
Benefits
• Competitive annual interest rates of 2,25% – 3.30%.
• Flexible deposit terms to suit your business needs.
• A simple and secure way to earn returns on business funds.
Key Conditions
• Minimum deposit amount: €1,000.
• Deposit term: 3–36 months.
• Interest is paid at the end of the deposit term.
• Early withdrawal is only possible upon termination of the deposit agreement. In such cases, accrued interest will not be paid.
To open a term deposit account at EMBank, you must first become a customer.(Please fill the form to apply to be a customer)
You will go through the KYC procedure, after which a business account will be opened for you.
Transfer the deposit funds to your business account and sign the term deposit agreement to complete the process.
If you are already an EMBank customer, you can open a term deposit through our online banking.
“EMBank” term deposit rates:
| Months | Annual interest rate % |
|---|---|
| 3 | 2.25 |
| 6 | 2.40 |
| 9 | 2.90 |
| 12 | 3.30 |
| 24 | 2.50 |
| 36 | 2.50 |
A minimum amount – 1, 000 EUR
Apply now!
Please provide the required information and we will contact you within 1 working day.
Frequently Asked Questions
How to open a term deposit account?
To open a term deposit account at EMBank, you must be a customer at first. (Please fill the form to apply to be a customer) If you are an EMBank customer, you have to login to the Online Banking (Internet banking or mobile banking) to open a term deposit account. After login, you will:
Go to Accounts Tab
- Choose Term Deposit
- Choose amount and tenor/maturity
- Give consent to create term deposit agreement
- Submit your request after confirming Term Deposit Agreement
What happens if a term deposit agreement is terminated early?
If the Customer decides to terminate the term deposit agreement before maturity, a request signed with an electronic signature must be submitted to the Bank by email to [email protected] .The agreement will then be terminated after 30 calendar days, and the Bank will transfer the deposit amount to the deposit payout account no later than the last day of the aforementioned period. Only the deposit amount will be paid to the Customer; no interest will be paid. If the Customer has chosen to receive interest payments on a monthly basis, the deposit amount paid out is reduced by the interest already paid (the amount of interest paid is deducted).
Can I withdraw funds from term deposit?
Yes, you can withdraw your funds whenever you want but please keep in mind that if the contract is terminated before the specified term, interest on the deposit is not paid. You can only withdraw the basic amount.
Can I have more than one term deposit account?
Yes, you can have.
What is the minimum deposit amount?
EUR 1.000 up to EUR 1.000.000
Other Accounts at
EMBank
We know that one size does not fit all, so we are working hard providing you various options to choose from. Let’s talk about how we can help you accelerate your business with the correct type of accounts.
Business Accounts
Meet your daily banking needs and regulatory requirements.
Accumulative Accounts
Simple to open and allows you to instantly deploy authorised capital.
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