Local and International Payments

EMBank provides a whole range of local and international payment options.

Local and International Payments

If you need to make local or international payments, EMBank has got you covered.

We offer a variety of instruments, foreign exchange services (FX), and access to a range of payment networks such as SWIFT, TARGET2, and SEPA.

Not only will you be able to execute single real-time payments, but also scheduled and bulk payments as well.

All our banking and payment services can be consumed via our web portal, or via a direct integration to our banking platform.

We aim to provide you the best of Banking-as-a-Service solutions, and making sure our embedded finance offering enables your business in the best possible way.


Society for Worldwide Interbank Financial Telecommunications (SWIFT) is a cooperative dedicated to providing safe and secure international financial transactions for its members. EMBank is a SWIFT member.


TARGET stands for Trans-European Automated Real-time Gross settlement Express Transfer system. It is the real-time gross settlement (RTGS) system owned and operated by Eurosystem. EMBank is a Target2 member.


The Single Euro Payments Area (SEPA) is a payment-integration initiative of the European Union for simplification of bank transfers denominated in Euro. EMBank is a SEPA member, transacting via Bank of Lithunia.