Easy and secure payment execution across 36 SEPA member countries.

Single Euro Payments Area (SEPA)

The Single Euro Payments Area (SEPA) is a payment-integration initiative of the European Union for simplification of bank transfers denominated in Euro. As a Lithuania-based bank, the European Merchant Bank is a SEPA member and offers value transfers through the SEPA system.

Other Payment Networks



SWIFT (Society for Worldwide Interbank Financial Telecommunications) is a cooperative dedicated to providing safe and secure financial transactions internationally EMBank is a SWIFT member.



TARGET2 (Trans-European Automated Real-time Gross settlement Express Transfer) is the real-time gross settlement (RTGS) system owned and operated by the Eurosystem. It features fast payments to the Eurozone and non-Eurozone countries. EMBank is a TARGET2 member.

EMBank Payments Solution

We know technology gives unprecedented opportunities and we strive to develop payment systems that can easily facilitate your international and local payments.

Make and receive payments with our segregated accounts solution. Your safeguarding account will protect your clients’ funds, while your payment account will allow you to easily perform outgoing payments.