
FEES & COMMISSIONS FOR CUSTOMERS
For Customers in Lithuania
The following fees are applied to legal entities registered in the Republic of Lithuania, which are not electronic money institutions, payment institutions, or banks/credit unions, and to natural persons engaged in economic and commercial activities.
Service or transaction | Fee, EUR |
Administration fee for concluding Loan agreement | From 0,5% of the amount of the Loan (min. 200 €) |
Fee for increasing the amount of the Loan | From 0,2 % of the total outstanding amount (min. 200 € ) |
Fee for extending of the maturity of the Loan | From 0,5 % of the outstanding amount of the Loan (min. 200 €) |
Fee for other amendments of the Loan agreement or analysis of customer’s other request and preparation of documents | From 0,2 % of the outstanding amount of the Loan (min. 200 €) |
Commitment fee | From 1 % of the unused amount of the Loan |
Fee for early repayment of the Loan | 2 % of the outstanding amount of the Loan to be repaid (min. 200 €) |
Issuance of the permission to pledge collateral by subsequent pledge | 0,5% of the amount of the Loan (min. 300 €) |
Other permissions and consents | 50 € |
Documents issued by Local customer request | 50 € |
Guarantees
Standard text Guarantee agreement | From 0,5 % (min. 100 €) |
Non-Standard text Guarantee agreement | From 0,6 % (min. 150 €) |
Change of Guarantee conditions | 100 € |
Verification of received Guarantee or modification of Guarantee terms by Local customer request | 50 € |
Notification on receipt of a Guarantee or change of its condition | 50 € |
To cancel a request to issue Guarantee | 50 € |
Administration of claim to pay according to the Guarantee issued | 0,1% (min. 200 €) |
Preparation of request or information on Guarantee upon Local customer’s request | EUR 50 € |
Document handling and courier service abroad | EUR 120 € |
Document handling and courier service in Lithuania | EUR 60 € |
Transfer of claim according to the Guarantee issued | EUR 80 € |
Account and Payment Services:
Money Transmission | Fee, EUR |
Between account holder accounts in EMBank through internet banking | 0.00 € |
Sending money to another customer account in EMBank through internet banking | 0.30 € |
SEPA Standard transfer outgoing through internet banking | 0.40 € |
SEPA Instant transfer outgoing through internet banking | 0.40 € |
SEPA Standard transfer incoming | 0.00 € |
SEPA Instant transfer incoming | 0.00 € |
International non-SEPA Outgoing (EUR) SHA,OUR2 | 8.00 € |
International non-SEPA Outgoing (EUR) SHA,OUR3 | 14.00 € |
International non-SEPA Outgoing (Other currencies) SHA,OUR | 25.00 € |
International Incoming (EUR) SHA | 20.00 € |
International Incoming (Other currencies) SHA | 20.00 € |
Account Opening | |
Onboarding fee | 0.00 € |
Verification of one UBO non-Lithuanian resident, but resident of EU | 300.00 € |
Verification of one UBO non-EU resident | 500.00 € |
Account Maintenance* | |
Monthly account fee (per each account) | 0.00 € |
Monthly account fee for High and Very High-risk customers | 50.00 € |
Appointment of a new client representative | 20.00 € |
Registration of entity’s legal status and assigning a bankruptcy administrator to the account management | 20.00 € |
Bank Statements | |
Account balance | 15.00 € |
For customer‘s auditors | 30.00 € |
Others | Not less than 45.00 € |
Copies of Documents | |
Agreements and other documents | 6.00 € |
Fee for issuing documents within 3 business days by post | 120.00 € |
By post in Lithuania regular | 6.00 € |
By post in Lithuania registered | 12.00 € |
By registered post to foreign countries | 24.00 € |
1 Fees apply even if no transactions were carried out through the account.
2 Payment orders to EU countries, United Kingdom, Switzerland, Monaco, San Marino and Andorra, Norway, Iceland, Liechtenstein, Switzerland.
3 Other countries than indicated in no 2
Explanations:
SHA – the payer pays the commission fees of Bank, the recipient pays the commission fees of other banks.
OUR – the payer pays the fees of Bank and other banks, the recipient does not have to pay the fees. Other bank fees are charged to a payer according to the actual applied fees for a transaction.
Escrow Account | |
Account opening and related to transaction documentation preparation | From 0,15% Not less than 1’000 EUR |
For Customers Outside Lithuania or Financial Institutions
- Corporate customers not incorporated in Lithuania;
- Financial institutions including incorporated companies in Lithuania;
- Branches/subsidiaries of international corporate customers in Lithuania are defined as Global Customers and are subject to the following fees and commissions:
Money Transmission | Fee, EUR |
Between account holder accounts within the Bank through internet banking | 0.00 € |
Sending money to another customer account within the Bank through internet Banking | 0.30 € |
SEPA Standard Incoming | 0.00 € |
SEPA Instant Incoming | 0.00 € |
SEPA Standart Outgoing through internet banking | 2.00 € |
SEPA Instant Outgoing through internet banking | 2.00 € |
Target2 Incoming | 20.00 € |
Target2 Outgoing through internet banking | 8.00 € |
Swift Payments | |
International Outgoing (EUR) SHA/BEN | 40.00 € (plus any correspondent bank charges) |
International Outgoing (Other currencies) SHA/BEN | 40.00 € (plus any correspondent bank charges) |
International Incoming (EUR) SHA/BEN | 30.00 € (plus any correspondent bank charges) |
International Incoming (Other currencies) SHA/BEN | 30.00 € (plus any correspondent bank charges) |
API Connection set-up fee | 10,000.00 € |
Account Opening | |
Onboarding fee (including opening Account) | min 3,000.00 € |
ID Verification of Shareholder/UBO/Authorized Person (per person) | min EUR 500.00 € |
Safeguarding Account (per account) | 4,000.00 € |
Accumulative Account (per account) | 3,000.00 € |
Preparation of Regulatory and Reference Letters | 2,000.00 € |
Account Maintenance | |
Account Maintenance Fee for Business Account | Min 250.00 € |
Account Maintenance Fee for Safeguarding Account | Min 1000.00 € |
Account Maintenance Fee for Payment Account | Min 1000.00 € |
Appointment of a new client representative | 20.00 € |
Registration of entity’s legal status and assigning a bankruptcy administrator to the account management | 20.00 € |
Minimum Monthly Fee (Will be charged if total amount of monthly
generated fees for the EUR accounts of the customer in the Bank is below this amount) |
To be determined based on client risk level |
Bank Statements | |
Account balance | 30.00 € |
For customer auditors | 120.00 € |
Others (inquiries, amendments etc.) | Min 50.00 € |
Copies of Documents | |
Agreements and other documents | 12.00 € |
Fee for issuing documents within 3 business days by post | 240.00 € |
By post in Lithuania regular | 6.00 € |
By registered post in Lithuania | 12.00 € |