No constraints. Be as agile as your business needs.

Overdraft at EMBank


You do not want constraints and you want to be as agile as your business needs. We understand that and can offer an Overdraft of your bank account with us. No fixed terms, just flexibly whenever you need liquidity.

The Overdraft option is your safety net for helping you to accomplish whatever you have in mind, from accelerating your business to smoothing out cash flow bumps. We are great when we are working together.

Why EMBank?

We aim to provide the technological expertise and business insight needed to empower our clients. Our digital banking offering is an all-in-one package consisting of a European banking license, single API integration, and the know-how to provide a true Banking as a Service solution.


We pride ourselves on high professional standards, transparent practices, and commitment to our partners. We are entrepreneurs by heart and experienced bankers in mind. We will work together with your business to help secure its rapid growth and long-term success.

Trust and Integrity.

Honesty and integrity are key ingredients in developing trust with our clients. Building trust is at the heart of everything we do.

Passion for Quality.

Quality matters but being passionate about quality matters even more. Our passion inspires new ideas,and we bring them to life with the highest quality.

Attention to Detail.

The difference between something good and something great is attention to detail. We choose the latter.

Vision, Mission & Values.

Our vision – Digital Banking for growth;
Our mission – Digital Banking services in your hand in the spirit of EU regulation;
Our Values - Passion, Innovations, Hard work, and Trust.