E

Glossary A B C D E F G H I J K L M
N O P Q R S T U V W X Y Z

Newest Entries

Embedded Insurance

Embedded insurance allows brands to offer their own insurance services to their customers via integrated insurance policies. It paves the way for a new revenue stream for companies to evaluate insurance policies as an add-on product. Embedded insurance is also more...

Embedded Investments

Embedded investments are the methods of investment that cluster multiple options on a single online platform or mobile application. These methods aim to simplify the complex investment activities for end-users with user-friendly interfaces and automation. On a...

Embedded Lending

Embedded lending is the integration of lending services into an institution’s operations. It allows companies to offer loans to their customers at the point of sale. Customers do not need to contact their banks and wait for approval. Embedded lending is very...

Embedded Card Payments

Embedded card payment is the method of payment that is done by the use of branded debit, prepaid or virtual cards. These cards can be provided by fintech institutions specialized in card issuing programmes (Cards as a Service) and offered to businesses with...

Embedded Payments

Embedded payments are the integration of payment services into a business’ transactional operations. The integration works on online environments and obviates the need for cash or physical cards to make a payment. Embedded payment offers consumers a seamless checkout...

Embedded Banking

Embedded banking is a part of embedded finance that focuses on the integration of legacy banking services into third-party institutions via APIs. It offers financial functions such as payment processing, card issuing, contactless and QR payment and lending. Embedded...

Embedded Finance

Embedded finance is the integration of financial services to non-financial businesses. It enables businesses to offer financial services, such as lending or insurance, at the point of sale by themselves. Embedded finance is a beneficial concept both for businesses and...

EMI Directive

The E-Money Directive, or Electronic Money Directive, is the regulation standard for all electronic payment systems in the European Union. Directive 2009/110/EC defines the concept “e-money” and frames electronic money services to regulate and standardize the market....

Electronic Money Institution License (EMI License)

Electronic Money Institution License, also known as EMI License, is a basic requirement to issue and redeem electronic money. EMI License enables businesses with the ability to hold client funds without any time limitation. EMI Licenses are issued by designated...

E-Money License

E-Money is a digital alternative to fiat currencies and allows both businesses and customers to make cashless payments and transfers. As can be expected, the European Union and other governing bodies around the world implement strict regulations surrounding businesses...

EU Payment License

The EU Payment License allows businesses to operate as payment institutions throughout the European Union. The license allows companies to operate freely within the EU as a common market and removes any additional requirements or regulations that they would otherwise...

End-To-End BaaS Infrastructure Solutions

Fintechs and brands that provide financial services require Banking-as-a-Service to offer embedded finance to their users. They require full and in-depth, end-to-end BaaS infrastructure solutions from BaaS providers in order to offer a wide range of services in a...

2022 Copyright © European Merchant Bank UAB. All rights reserved.
European Merchant Bank UAB is licensed by European Central Bank (License No. 3)
Swift BIC: EUEBLT22
Bloomberg Dealing Code: EUEB

2022 Copyright © European Merchant Bank UAB. All rights reserved.
European Merchant Bank UAB is licensed by European Central Bank (License No. 3)
Swift BIC: EUEBLT22
Bloomberg Dealing Code: EUEB