Credit as a Service, or CaaS, is a service model that enables a company to integrate credit and lending options into their own services and products. The credit infrastructure is offered as a complete package by Credit as a Service provider. Companies can embed it to their mobile apps or web stores and the customers can enjoy seamless lending options.
Credit as a Service also leads to new inventions in payment options such as Buy Now Pay Later (BNPL) and E-Wallet Credits.